The Silent Deal-Killer That Is Derailing Home Closings Before They Happen

Homeowners insurance is quietly killing deals right before closing in 2026. Christopher Phelps explains how rising premiums are blowing up debt-to-income ratios and what buyers must do to protect them... ...more

mortgage

March 11, 2026•5 min read

Are We Finally in a Buyer's Market? What Smart Buyers Are Doing Right Now

Inventory is up and homes are sitting longer, but sellers are not budging on price. Christopher Phelps breaks down where real buyer leverage exists in today's housing market and how to use it effectiv... ...more

mortgage

March 11, 2026•4 min read