The Biggest Mortgage Credit Score Change in 30 Years Just Took Effect and It Could Help You Qualify
Published on: 08/05/2026
Rent payments now count toward mortgage approval. Chris Phelps explains what changed.
mortgage
The Fed Held Rates Steady for the Third Time and Here Is What It Means for Your Mortgage
Published on: 08/05/2026
Fed stable, Powell's last meeting. Chris Phelps explains what buyers should do right now.
mortgage
The Silent Deal-Killer That Is Derailing Home Closings Before They Happen
Published on: 11/03/2026
Homeowners insurance is quietly killing deals right before closing in 2026. Christopher Phelps explains how rising premiums are blowing up debt-to-income ratios and what buyers must do to protect themselves.
mortgage
Are We Finally in a Buyer's Market? What Smart Buyers Are Doing Right Now
Published on: 11/03/2026
Inventory is up and homes are sitting longer, but sellers are not budging on price. Christopher Phelps breaks down where real buyer leverage exists in today's housing market and how to use it effectively.
mortgage
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