The Silent Deal-Killer That Is Derailing Home Closings Before They Happen

Christopher Phelps

Published on: 11/03/2026

Homeowners insurance is quietly killing deals right before closing in 2026. Christopher Phelps explains how rising premiums are blowing up debt-to-income ratios and what buyers must do to protect themselves.

mortgage

Are We Finally in a Buyer's Market? What Smart Buyers Are Doing Right Now

Christopher Phelps

Published on: 11/03/2026

Inventory is up and homes are sitting longer, but sellers are not budging on price. Christopher Phelps breaks down where real buyer leverage exists in today's housing market and how to use it effectively.

mortgage